PRIVATE BETA EARLY ACCESS OPEN•Web Wallet & Mobile Apps in Active Development

The Next-Generation Global Financial Vault.

Hold, convert, and remit across GBP, EUR, USD, NGN, GHS, KES, and ZAR with real-time wholesale FX rates, 100% free transfers (£0 fees), and sub-second multi-rail settlement. Join our VIP early access queue today!

Compare Live Rates

Batch #01 Private Beta Onboarding · UK, Europe & Pan-African Corridors

100% Free Transfers (£0 Fees) Real-Time Wholesale FX Priority Early Access Pass

Mobile Apps & Obsidian Cards in Development

Our native apps and Obsidian metal cards are in active development. Register to be the first notified!

One money journey

From payday in London to family in Lagos

Every screen in Swap belongs to a single story: earn abroad, hold the currency you choose, move it home the moment the rate is right, and spend it anywhere without a hidden markup.

Step 01
Payday lands in London
Your salary arrives into a UK account in your own name — sort code and account number included. GBP, EUR, USD and NGN sit side by side in one vault.
Sort Code 04-00-04 · Safeguarded
Step 02
You choose your own rate
Convert at wholesale mid-market pricing, or set a trigger so the swap only fires when the naira rate hits the number you want.
£1 = ₦2,050.00 wholesale
Step 03
Family gets paid in seconds
Enter a 10-digit account number, see the recipient's real name before you confirm, then slide to send. Direct settlement, £0 transfer fee.
< 3s NIBSS settlement
Step 04
Global Obsidian Cards (In Development)
Upcoming multi-currency virtual and metal cards will draw directly from whichever balance makes sense with zero hidden foreign transaction markups.
Coming Soon · Join VIP Early Access

Infrastructure & Performance

Built For Seamless Cross-Border Commerce

Engineered from the ground up for zero-fee international transfers, real-time liquidity, and institutional security.

7 Currencies

GBP, EUR, USD, NGN, GHS, KES, ZAR in one vault

£0.00 Fees

100% free transfers with transparent wholesale FX

< 3s Latency

Direct real-time settlement into African bank accounts

Tier-1 Safeguarded

Institutional-grade custody & regulatory compliance

INTERACTIVE DESKTOP SUITE SIMULATOR

Experience the Desktop Power. Before Public Release.

Explore the live interface global founders, HNIs, and remote executives will use on the web. Test real calculations, card provisioning, and 2.8s NIBSS settlement simulation below.

swap.vault/desktop

INSTITUTIONAL FX CONNECTEDLIVE FX

Tier-1 Safeguarded Global Balance

UK Faster Payments & NIBSS Direct Liquidity Vault • Account #UK-8921-772

🇬🇧British Pound

PRIMARY

Available Balance

£24,850.50

Sort: 04-00-75Acc: 84920194

🇪🇺Euro

SEPA

Available Balance

€8,420.00

IBAN: GB92 SWAP...BIC: SWAPGB2L

🇺🇸US Dollar

FEDWIRE

Available Balance

$12,900.00

Routing: 026009593Acc: 99182301

🇳🇬Nigerian Naira

NIBSS <3s

Available Balance

₦18,450,000.00

Providus / Wema Bank9948210381

Dedicated UK Virtual Account (Tier-1 Safeguarded)

Beneficiary: ALEXANDER VANCE • Sort: 04-00-75 • Acc: 84920194

TRANSPARENT WHOLESALE FX ENGINE

Direct Mid-Market Rates across Pan-African Corridors.

Compare Swap's zero-markup interbank execution to Nigeria, Ghana, Kenya, and South Africa against legacy bank fees.

Live Mid-Market CalculatorLive Quote

You Send

Destination African Corridor

Interbank Spot Rate1 GBP = ₦2,025.5 NGN

Recipient Receives via Central Bank NIBSS Instant (NIP)

₦2,025,500

Settles in < 2.8 Seconds

🇳🇬

Transfer Fee

£0.00 (Zero Fee)

Extra vs High St Banks

+₦164,055

Direct Provider Breakdown for £1000 → NGN

PROVIDER	FX RATE	FEE	DELIVERY	RECIPIENT GETS
Swap (Global Vault)	₦2,025.5	£0.00	< 2.8 Seconds	₦2,025,500
High Street Retail Banks	₦1890	£15.00	2 - 4 Days	₦1,861,445
Legacy Wire Giants	₦1940	£4.99	1 - 24 Hours	₦1,930,746

Real-time institutional order book matchingZero hidden spread guarantee

OBSIDIAN VISA CARDS (IN DEVELOPMENT)

One Card. Every Global Currency.

Upcoming multi-currency virtual and metal cards designed to spend across GBP, EUR, USD, NGN, GHS, KES, and ZAR with zero hidden foreign transaction markups.

SWAP OBSIDIAN18G MATTE METAL

📶

ALEXANDER VANCEVISA

SWAP VIRTUALINSTANT 3D

INSTANT PROVISIONINGVISA

Apple Pay Ready

Google Wallet

1% Worldwide Spend Cashback

Earn unlimited 1% real cash returns on international flights, daily spend in London, New York, Berlin, online subscriptions, and dining in Lagos.

Zero FX Fees in 200+ Countries

Autonomously debits the local currency pocket from your multi-currency vault with 0.00% foreign exchange markups and zero ATM surcharge fees.

Military-Grade Dynamic Security

Dynamic rotating CVV numbers, 1-tap instant card lock, geofenced authorization controls, and 3D Secure biometric approval for every transaction.

The Industry Problem

The Cross-Border Friction Swap Is Solving

International commerce and diaspora remittances have been burdened by high fees, slow settlements, and fragmented banking for decades. Here is how Swap fixes it.

High FX Markups & Hidden Fees

Traditional banks and wire providers silently inflate exchange rates by 3% to 6% on top of charging transfer fees every time you move money abroad.

Swap provides real-time wholesale mid-market FX rates with 100% free (£0) transfer fees.

✓ 0% Hidden Markup

Multi-Day Settlement Delays

Cross-border wire transfers take 2 to 5 business days and freeze over weekends, leaving beneficiaries and businesses waiting in uncertainty.

Swap settles directly through local sovereign payment rails into recipient bank accounts in seconds.

✓ < 3s Instant Rail

Fragmented Multi-Currency Accounts

Managing multiple accounts across different countries requires separate apps, messy logins, and costly forced conversions between currencies.

Swap consolidates GBP, EUR, USD, NGN, GHS, KES, and ZAR inside one safeguarded institutional vault.

✓ 7 Currencies in 1 Vault

INSTITUTIONAL SETTLEMENT INFRASTRUCTURE

Global Clearinghouse Rails & Pan-African Networks.

Direct settlement connections across the UK, Eurozone, United States, Nigeria, Ghana, Kenya, and South Africa with zero intermediary fees.

UK CLEARING 15 Seconds